Average Car Insurance Cost in Delaware
Figures updated
By coverage, here are NAIC averages for Delaware, plus its national rank.
- $1,746. the yearly average for full coverage.
- 25/50/10. the minimum limits for liability.
- 13th of 51most expensive state (1st = highest)
Average Delaware cost by coverage
Full coverage costs $1,746 a year on average in Delaware. The amount is 8% higher than the yearly US average of $1,613.
Average spending per insured car increased from $1,462 in 2023 to $1,620 in 2024, a rise of 10.8%.
| Coverage in Delaware | Per year | Per month |
|---|---|---|
| Liability | $1,045 | $87 |
| Collision | $487 | $41 |
| Comprehensive | $214 | $18 |
| Full coverage (all three) | $1,746 | $145 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
How Delaware compares with similar states
| State | Rank | Full coverage a year | A month |
|---|---|---|---|
| Colorado | 10th | $1,835 | $153 |
| Michigan | 11th | $1,791 | $149 |
| Maryland | 12th | $1,768 | $147 |
| Delaware | 13th | $1,746 | $145 |
| California | 14th | $1,690 | $141 |
| Connecticut | 15th | $1,690 | $141 |
| South Carolina | 16th | $1,665 | $139 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Your number
Averages mix all ages and records. The Delaware calculator adjusts for your age and record.
It was first written .