Full Coverage Car Insurance in Delaware
Numbers refreshed on
Delaware averages set the price for liability, collision and protection against losses other than a crash.
- $145. That's the average monthly cost of full coverage.
- 25/50/10. the lowest liability limits.
- 13th of 51most expensive state (1st = highest)
How much full coverage costs in Delaware
Full coverage adds collision and comprehensive to liability. In Delaware, those two parts cost $701 a year beyond the $1,045 average for liability.
| Coverage in Delaware | Per year | Per month |
|---|---|---|
| Liability | $1,045 | $87 |
| Collision | $487 | $41 |
| Comprehensive | $214 | $18 |
| Full coverage (all three) | $1,746 | $145 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
When full coverage is no longer worth it
Lenders and lease companies require full coverage while you still owe money for the car.
After the loan is settled, compare what the vehicle is worth with the $701 a year that added coverage costs. Should one rough year of premiums cover most of the vehicle's value, liability only is usually a better deal.
Delaware full coverage, broken down by car
IIHS-HLDI loss results provide estimates for an adult with a clean driving record. Among the 40 models we price, these have the lowest and highest costs:
| Car | Per year | Per month |
|---|---|---|
| Honda Pilot | $1,088 | $91 |
| Honda CR-V | $1,136 | $95 |
| Subaru Outback | $1,197 | $100 |
| Chevrolet Corvette | $1,319 | $110 |
| Kia Forte | $2,328 | $194 |
| Chevrolet Camaro | $2,645 | $220 |
| Dodge Challenger | $3,202 | $267 |
| Dodge Charger | $3,206 | $267 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
First written on