Liability Car Insurance in Delaware
Numbers refreshed
What the cheapest legal policy in Delaware costs, plus what it leaves out.
- For liability coverage, the average is $87 each month.
- Minimum liability limits are 25/50/10.
- 13th of 51.in the most expensive state ranking (1st = highest).
What does liability cost in Delaware?
For liability-only car insurance, the yearly average in Delaware is $1,045, or about $87 a month. For liability costs, this is the 7th most expensive state.
| Coverage in Delaware | Per year | Per month |
|---|---|---|
| Liability | $1,045 | $87 |
| Collision | $487 | $41 |
| Comprehensive | $214 | $18 |
| Full coverage (all three) | $1,746 | $145 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
What you still pay with the minimum
In Delaware, the minimum is 25/50/10 liability. Each person hurt is covered up to $25,000, everyone hurt in one crash up to $50,000, and damage to other people's property up to $10,000.
Liability coverage pays claims for other people. Unless you add collision coverage, you pay to repair your own car.
Any crash cost above your limits means the balance can be claimed from you. Raising your limits usually costs far less than the increase in protection.
First written