Cheapest Car Insurance in Oregon
Numbers refreshed
Insurers ranked by price where Oregon releases the figures, plus ways to lower your own bill.
- $67.average monthly cost for the legal minimum.
- 25/50/20.the minimum liability limits.
- 30th of 51.the most expensive state (1st = highest).
Who's cheapest in Oregon
Oregon releases no price comparison of insurers, so official figures can't rank every company in the state. On average, the cheapest legal policy runs $804 a year, or about $67 a month (NAIC).
Get quotes from at least three insurers using the same limits and deductibles. Prices for one driver often vary widely between a regional company, a local agent and a direct writer.
How to pay less
- Keep the state minimum only on an old car you could replace with cash: dropping collision and comprehensive saves $571 a year on the Oregon average.
- If you raise your deductible, your yearly saving often beats what one claim would cost you extra.
- Name each discount when you ask: good student, multi-car, paying in full, bundling home and auto, safe-driving apps.
- Compare prices again each time you renew; your rate going up doesn't mean other insurers' rates went up.
First written