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SR-22 Insurance in Oregon

Numbers refreshed

Who has to file in Oregon, how long the filing lasts and what the state fee is.

  • SR-22.The state requests this form.
  • 25/50/20.the lowest liability limits.
  • It's the 30th most expensive of 51 states (1st = highest).

Oregon SR-22 rules

An SR-22 filing is required in Oregon following a serious offense.

In Oregon, an SR-22 is needed after an uninsured crash or a conviction for driving uninsured, for DUII or for certain other traffic crimes. You also need one to get a hardship permit.

RuleOregon
FormSR-22
Liability it must prove25/50/20

Source: Oregon DMV, SR-22 Information.

How it affects your price

The filing costs little, but the offense behind it raises your premium.

The state rate guides we rely on show one at-fault accident raising the price about 1.5 times.

That works out to about $1,206 a year on the Oregon liability average of $804.

Getting one

  • Ask your insurer to submit the form to the state, though not every company will do so.
  • Don't own a car? A non-owner policy can include the filing.
  • Keep the policy paid up. If the policy lapses, the state is told and the clock can start over.

First written