Full Coverage Car Insurance in Oregon
Numbers refreshed
Liability, collision and comprehensive together, priced from the Oregon averages.
- $115.the average monthly price for full coverage.
- 25/50/20.the minimum liability limits.
- 30th of 51.states for cost (1st = highest).
How much full coverage costs in Oregon
Full coverage adds collision and comprehensive to liability. Those two parts together cost $571 a year in Oregon, added to the $804 average for liability.
| Coverage in Oregon | Per year | Per month |
|---|---|---|
| Liability | $804 | $67 |
| Collision | $385 | $32 |
| Comprehensive | $186 | $16 |
| Full coverage (all three) | $1,375 | $115 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
When does full coverage stop paying off?
Lenders and lease companies require full coverage while you still owe money on the car.
After the car is paid off, weigh its value against the $571 a year that extra cover costs. One bad year of premiums that would buy most of the car usually makes liability only the better deal.
In Oregon, full coverage by car
These are estimates for a clean-record adult, based on IIHS-HLDI loss results. We price 40 models; these are the cheapest and the costliest:
| Car | Per year | Per month |
|---|---|---|
| Honda Pilot | $861 | $72 |
| Honda CR-V | $894 | $74 |
| Subaru Outback | $945 | $79 |
| Chevrolet Corvette | $1,049 | $87 |
| Kia Forte | $1,827 | $152 |
| Chevrolet Camaro | $2,100 | $175 |
| Dodge Charger | $2,512 | $209 |
| Dodge Challenger | $2,527 | $211 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
First written