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Car Insurance Cost Estimator

Non-Owner Car Insurance in Oregon

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Liability cover for Oregon drivers who don't own a car.

  • $67.the average owner liability per month.
  • 25/50/20.the minimum liability limits.
  • Its cost ranks 30th of 51 among the states (1st = highest).

People suited to non-owner insurance

  • You often drive borrowed or rented cars, but you don't own one.
  • An SR-22 filing is what Oregon asks you for, and you have no car to insure.
  • A gap in cover between cars can raise the next price, and you want to avoid it.

What the policy covers

A non-owner policy covers liability only. The Oregon minimum of 25/50/20 is what it must meet.

When you cause a crash while driving a borrowed car, it pays other people. Repairs aren't part of this policy for the car you drive, and the owner's policy normally pays first.

How much it costs

There's no official non-owner average. For Oregon drivers who own a car, average liability costs come to $804 a year. Policies for non-owners usually run lower, since you don't keep a car parked in your driveway every day.

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