Average Car Insurance Cost in Nevada
Numbers refreshed
For Nevada, NAIC provides averages by coverage along with the national rank.
- $1,866.The yearly average for full coverage.
- 25/50/20.The minimum limits for liability.
- Most expensive state ranking: 8th of 51 (1st = highest).
Average costs in Nevada by type of coverage
In Nevada, full coverage costs an average of $1,866 each year. The yearly figure is 16% higher than the US average of $1,613.
Per insured car, average spending rose from $1,462 in 2023 to $1,704 in 2024, an increase of 16.5%.
| Coverage in Nevada | Per year | Per month |
|---|---|---|
| Liability | $1,196 | $100 |
| Collision | $500 | $42 |
| Comprehensive | $170 | $14 |
| Full coverage (all three) | $1,866 | $155 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Similar states compared with Nevada
| State | Rank | Full coverage a year | A month |
|---|---|---|---|
| Georgia | 5th | $1,973 | $164 |
| Texas | 6th | $1,917 | $160 |
| New Jersey | 7th | $1,878 | $157 |
| Nevada | 8th | $1,866 | $155 |
| Rhode Island | 9th | $1,850 | $154 |
| Colorado | 10th | $1,835 | $153 |
| Michigan | 11th | $1,791 | $149 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
A number just for you
Every age and record is included in the averages. The Nevada calculator adjusts for your age and record.
Additional information on Nevada car insurance
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