SR-22 Insurance in Nevada
Numbers refreshed
In Nevada, you'll learn who needs a filing, how long it lasts and what the state charges.
- The SR-22 form is what the state requests.
- The minimum liability limits are 25/50/20.
- Among 51 states, this one ranks 8th in price (1st = highest).
Nevada rules for SR-22
After a serious offense, Nevada asks for an SR-22 filing to be kept for 3 years.
If you have a DUI revocation, other revocation, accident, insurance lapse or SR-22 lapse, Nevada requires SR-22 insurance for reinstatement.
| Rule | Nevada |
|---|---|
| Form | SR-22 |
| Years you must keep it | 3 |
| State reinstatement fee | $75 |
| Liability it must prove | 25/50/20 |
Source: Nevada DMV; Nevada DMV.
How it affects what you pay
Filing costs are low. The offense behind it raises your insurance rate.
One at-fault accident multiplies the price by about 1.5 in the state rate guides we use.
Using Nevada's liability average of $1,196, the yearly price would be about $1,794.
Getting one
- Ask your insurance company to submit the form to the state. Not all of them do.
- Don't have a car? A policy for non-owners can include the filing.
- Don't let the policy go unpaid. The state receives notice of the lapse, which can restart the clock.
First written