Non-Owner Car Insurance in Nevada
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Liability protection for Nevada drivers who don’t own a car.
- $100.Average owner liability each month.
- 25/50/20.Lowest liability limits.
- This state is the 8th most expensive among 51, where 1st means the highest cost.
Who does non-owner insurance suit?
- Often, you drive borrowed or rented cars without owning one.
- You have no car to insure, but Nevada still asks you for an SR-22 filing.
- You want no gap in coverage between cars, because that gap can raise the next price.
What the policy covers
A non-owner policy provides liability coverage only. It must meet Nevada’s minimum requirement of 25/50/20.
If you cause a crash while driving a borrowed car, it pays other people. The policy doesn't cover repairs to the car you drive; usually, the owner's policy pays first.
Policy costs
No official average exists for non-owner policies. For Nevada car owners, liability coverage averages $1,196 each year. Non-owner policies usually cost less because you don't keep a car in your driveway every day.
More car insurance details for Nevada
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