Full Coverage Car Insurance in Nevada
Numbers refreshed
Using Nevada averages, this price combines liability, collision and coverage for noncollision damage.
- The monthly average for full coverage is $155.
- 25/50/20.the lowest liability limits you can carry.
- State cost rank: 8th of 51, with 1st = highest.
How much full coverage costs in Nevada
Full coverage combines liability with collision and noncollision damage coverage. The $1,196 liability average in Nevada grows by $670 a year for those two parts.
| Coverage in Nevada | Per year | Per month |
|---|---|---|
| Liability | $1,196 | $100 |
| Collision | $500 | $42 |
| Comprehensive | $170 | $14 |
| Full coverage (all three) | $1,866 | $155 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Where full coverage stops being worth it
If you still owe money on the car, lenders and lease companies require full coverage.
After you pay off the car, compare what it's worth with the $670 a year that the extra coverage costs. Usually, liability only is the better deal if a single bad year of premiums would cover most of the car's value.
In Nevada, full coverage by car
These estimates apply to an adult whose record is clean, based on IIHS-HLDI loss results. Among the 40 models we price, these are the cheapest and the dearest:
| Car | Per year | Per month |
|---|---|---|
| Honda Pilot | $1,148 | $96 |
| Honda CR-V | $1,215 | $101 |
| Subaru Outback | $1,271 | $106 |
| Chevrolet Corvette | $1,364 | $114 |
| Kia Forte | $2,510 | $209 |
| Chevrolet Camaro | $2,766 | $231 |
| Dodge Challenger | $3,401 | $283 |
| Dodge Charger | $3,470 | $289 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
First written