Mississippi Car Insurance Calculator
Numbers refreshed
You answer three questions without providing a name, email or phone. The average for Mississippi is already set.
1 of 2
What's the main driver's age?
2 of 2
How much cover do you want?
Priced from the NAIC state averages, state rate guides and IIHS-HLDI loss results. How the estimate works
Behind the estimate are Mississippi averages
The calculator begins with NAIC averages for Mississippi and adjusts them for age, driving record and the car.
| Coverage in Mississippi | Per year | Per month |
|---|---|---|
| Liability | $679 | $57 |
| Collision | $483 | $40 |
| Comprehensive | $380 | $32 |
| Full coverage (all three) | $1,542 | $129 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The way the estimate changes
| Driver | Price compared with an adult, clean record |
|---|---|
| 16 to 24 | x 3.11 |
| 25 to 64 | x 1.00 |
| 65 or older | x 0.94 |
| Clean record | x 1.00 |
| One speeding ticket | x 1.22 |
| One at-fault accident | x 1.50 |
Source: Texas Department of Insurance / OPIC: HelpInsure.com auto sample rates (public form data endpoint https://www.helpinsure.com/api/autoResults behind https://www.helpinsure.com/auto.html); HelpInsure.com Company FAQ (TDI): sample rates are liability-only; DC Department of Insurance, Securities and Banking: 2024 Automobile Insurance Premium Comparison, Sample Profiles (6 month policy).
Learn more about car insurance in Mississippi
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