Average Car Insurance Cost in Mississippi
Numbers refreshed
NAIC provides Mississippi averages for each coverage type and shows the state's national rank.
- $1,542.Average yearly cost for full coverage.
- 25/50/25.The lowest limits for liability.
- Mississippi ranks 19th of 51 for cost (1st = highest).
Mississippi average cost by coverage
Full coverage in Mississippi costs an average of $1,542 a year. The US average is $1,613 a year, and this figure sits 4% below it.
Spending for each insured car averaged $1,183 in 2023 and $1,315 in 2024, an 11.1% rise.
| Coverage in Mississippi | Per year | Per month |
|---|---|---|
| Liability | $679 | $57 |
| Collision | $483 | $40 |
| Comprehensive | $380 | $32 |
| Full coverage (all three) | $1,542 | $129 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Mississippi compared with similar states
| State | Rank | Full coverage a year | A month |
|---|---|---|---|
| South Carolina | 16th | $1,665 | $139 |
| Arizona | 17th | $1,647 | $137 |
| Massachusetts | 18th | $1,611 | $134 |
| Mississippi | 19th | $1,542 | $129 |
| Washington | 20th | $1,522 | $127 |
| Arkansas | 21st | $1,465 | $122 |
| Missouri | 22nd | $1,462 | $122 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The number for you
Averages cover all ages and driving records. The Mississippi calculator adjusts for your age and record.
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