Full Coverage Car Insurance in Mississippi
Numbers refreshed
Liability, collision and cover for non-crash damage, priced together from the Mississippi averages.
- $129.That's the average monthly cost for full coverage.
- 25/50/25.The minimum liability limits.
- 19th of 51.Where it ranks on price among states (1st = highest).
Cost of full coverage in Mississippi
Full coverage adds collision and cover for non-crash damage to liability. In Mississippi, those two parts run $863 a year above the $679 liability average.
| Coverage in Mississippi | Per year | Per month |
|---|---|---|
| Liability | $679 | $57 |
| Collision | $483 | $40 |
| Comprehensive | $380 | $32 |
| Full coverage (all three) | $1,542 | $129 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The point at which full coverage stops paying off
If you still owe money on the car, lenders and lease companies require full coverage.
After the car is paid off, weigh its value against the $863 a year that extra cover costs. If premiums in one bad year would buy most of the car, usually liability only is the better deal.
Full coverage for each car in Mississippi
These estimates come from IIHS-HLDI loss results for an adult with a clean record. The cheapest and dearest among the 40 models we price:
| Car | Per year | Per month |
|---|---|---|
| Honda CR-V | $1,000 | $83 |
| Honda Pilot | $1,010 | $84 |
| Subaru Outback | $1,085 | $90 |
| Toyota RAV4 | $1,147 | $96 |
| Mercedes-Benz C-Class | $2,126 | $177 |
| Chevrolet Camaro | $2,529 | $211 |
| Dodge Charger | $2,693 | $224 |
| Dodge Challenger | $2,895 | $241 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
First written