Liability Car Insurance in Mississippi
Numbers refreshed
Mississippi's cheapest legal policy: what it costs and what it doesn't cover.
- $57.Average monthly cost for liability.
- 25/50/25.The minimum limits for liability.
- Of 51 states, its cost rank is 19th (1st = highest).
How much liability costs in Mississippi
In Mississippi, liability-only car insurance runs $679 a year on average, or about $57 a month. For liability, the state ranks 24th in cost.
| Coverage in Mississippi | Per year | Per month |
|---|---|---|
| Liability | $679 | $57 |
| Collision | $483 | $40 |
| Comprehensive | $380 | $32 |
| Full coverage (all three) | $1,542 | $129 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
What you still pay with the minimum limits
Mississippi requires liability of at least 25/50/25: $25,000 for each person injured, $50,000 for all hurt in a single crash, and $25,000 for damage to property belonging to others.
Other people are covered by liability insurance. You pay for repairs to your own car unless you add collision coverage.
Should a crash exceed your limits, the extra amount can be claimed from you. Raising your limits usually costs far less than the extra protection you gain.
First written