SR-22 Insurance in Mississippi
Numbers refreshed
In Mississippi, see who needs a filing, how long it lasts and what the state fee is.
- SR-22.This is the form the state requires.
- 25/50/25.the minimum liability limits.
- 1st = highest, so ranking 19th of 51 puts this state among the most expensive states.
Mississippi SR-22 requirements
Mississippi asks that you keep an SR-22 filing for 3 years once a serious offense happens.
A driver who causes injury or property damage in a crash while uninsured must file an SR-22 in Mississippi.
| Rule | Mississippi |
|---|---|
| Form | SR-22 |
| Years you must keep it | 3 |
| Liability it must prove | 25/50/25 |
Source: Mississippi Driver's License Manual, Mississippi DPS.
How the filing affects your price
The filing itself costs little, but the related offense raises your premium.
Our state rate guides show that one at-fault accident raises the price about 1.5 times.
Using the Mississippi liability average of $679, the yearly cost would be about $1,019.
Steps to get one
- Ask your insurer to submit the form to the state; not all companies will do so.
- Without a car? The filing can be carried by a policy for non-owners.
- Make sure you keep the policy paid. The state receives notice of a lapse, which can restart the required period.
First written