Non-Owner Car Insurance in Mississippi
Numbers refreshed
Liability coverage for drivers in Mississippi who don't own a car.
- $57.average monthly cost for owner liability.
- 25/50/25.the lowest liability limits.
- Mississippi ranks 19th of 51 as the most expensive state (1st = highest).
Who is non-owner insurance for?
- You often drive cars that are borrowed or rented, and you don't own one.
- An SR-22 filing is what Mississippi asks you for, and there's no car for you to insure.
- You'd like to keep cover steady between cars, since a gap can push up your next price.
What the policy covers
A non-owner policy gives liability coverage only. It must meet Mississippi's minimum of 25/50/25.
If you cause a crash while driving a borrowed car, the policy pays other people. It won't fix the car you're driving; the owner's policy normally pays first.
What you pay
No official average exists for non-owner coverage. Mississippi car owners pay $679 a year on average for liability. Non-owner policies usually cost less because you don't keep a car parked in your driveway every day.
First written