Cheapest Car Insurance in Mississippi
Numbers refreshed
Where Mississippi publishes prices, insurers are ranked by price, plus how to cut your own bill.
- $57.the average monthly cost of the legal minimum.
- 25/50/25.the minimum liability limits.
- 19th of 51.the most expensive state (1st = highest).
Who's cheapest in Mississippi
Mississippi doesn't publish a price comparison of insurers, so official figures can't rank every company there. According to NAIC, a legal policy at the lowest price averages $679 a year, or about $57 a month.
Get quotes from at least three insurers, using the same limits and deductibles. Prices often vary widely for one driver, depending on whether you buy from a direct writer, a local agent or a regional company.
How to pay less
- Keep the state minimum only on an old car you could replace with cash: dropping collision and comprehensive saves $863 a year on the Mississippi average.
- Raise your deductible; what you save each year often beats the extra you'd pay in a single claim.
- Good student, safe-driving apps, multi-car, paying in full, bundling home and auto: ask for each one by name.
- When your policy renews, compare prices again. A price rise on one policy does not mean every other company rose too.
More about car insurance in Mississippi
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