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Car Insurance Cost Estimator

Allstate vs GEICO

Numbers refreshed

Allstate and GEICO compared on satisfaction, market share, financial strength, and state-guide prices.

Compared side by side

Allstate logo
GEICO logo
AllstateGEICO
US market share rank4th (10.2%)3rd (11.6%)
J.D. Power satisfaction4 of 11 regions above average7 of 11 regions above average
AM Best ratingA+ (Superior)A++ (Superior)
Discounts listed on its site46
Safe-driving appDrivewiseDriveEasy

Source: Insurance Information Institute, Facts + Statistics: Auto insurance (NAIC data via S&P Global Market Intelligence); AM Best press release (news.ambest.com); J.D. Power 2026 U.S. Auto Insurance Study press release.

Which one costs less

In 613 profiles priced by state rate guides for states where both companies sell, GEICO priced lower in 427 of 613.

What you pay can differ, since age, record and car get weighed differently by each company.

State (adult, clean record)Allstate a yearGEICO a year
Florida$2,655$3,131
Maryland$4,423$4,028
North Dakota$726$1,096
Oklahoma$2,190$782
South Carolina$817$438
Texas$912$520

Source: Florida Office of Insurance Regulation: CHOICES Auto Rate Comparison Tool (county rate data /PandC/Data/CountyRates); Maryland Insurance Administration: Auto Insurance: A Comparison Guide to Rates (As of August 2026); North Dakota Insurance & Securities Department: 2026 Auto Insurance Cost Comparison Survey; Oklahoma Insurance Department: Auto Insurance Rate Comparison (Updated September 2026); South Carolina Department of Insurance: Price Comparison Tool, Sample Auto Rates (SampleRates.aspx?Id=Auto results); HelpInsure.com Auto FAQ (TDI).

Two car insurance quotes only compare fairly with the same coverage limits and deductible

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