Farmers Insurance vs State Farm
Numbers refreshed
Farmers Insurance and State Farm compared on market share, satisfaction, financial strength, plus state-guide prices.
A side by side look
| Farmers Insurance | State Farm | |
|---|---|---|
| US market share rank | 6th (3.6%) | 1st (18.7%) |
| J.D. Power satisfaction | 2 of 11 regions above average | 9 of 11 regions above average |
| AM Best rating | A (Excellent) | A+ (Superior) |
| Discounts listed on its site | 4 | 3 |
| Safe-driving app | Signal | Drive Safe & Save |
Source: Insurance Information Institute, Facts + Statistics: Auto insurance (NAIC data via S&P Global Market Intelligence); AM Best press release (news.ambest.com); J.D. Power 2026 U.S. Auto Insurance Study press release.
Which one costs less
Among 478 profiles priced with state rate guides where both companies sell, Farmers Insurance came out cheaper 401 times out of 478.
The price you pay may differ, because the two companies weigh age, record and car differently.
| State (adult, clean record) | Farmers Insurance a year | State Farm a year |
|---|---|---|
| Maryland | $3,194 | $3,574 |
| Oklahoma | $1,684 | $3,652 |
| South Carolina | $662 | $786 |
| Texas | $450 | $999 |
Source: Maryland Insurance Administration: Auto Insurance: A Comparison Guide to Rates (As of August 2026); Oklahoma Insurance Department: Auto Insurance Rate Comparison (Updated September 2026); South Carolina Department of Insurance: Price Comparison Tool, Sample Auto Rates (SampleRates.aspx?Id=Auto results); HelpInsure.com Auto FAQ (TDI).
Get prices for both
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First written