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Car Insurance Cost Estimator

Lemonade vs GEICO

Numbers refreshed

Financial strength, market share, satisfaction and state-guide prices, side by side for Lemonade and GEICO.

A side by side look

Lemonade logo
GEICO logo
LemonadeGEICO
US market share rankNot published3rd (11.6%)
J.D. Power satisfactionNot published7 of 11 regions above average
AM Best ratingNot publishedA++ (Superior)
Discounts listed on its site46
Safe-driving appLemonade Car app (safe-driving discounts)DriveEasy

Source: Lemonade, Inc. Form 10-K for fiscal 2025 (SEC EDGAR).

Which one costs less

Official figures can't answer this, because no state rate guide gives prices for both companies for one driver.

Age, record and car get weighed by each company in its own way, so your own price can differ.

Two car insurance quotes only compare fairly with the same coverage limits and deductible

First written