GEICO vs State Farm
Numbers refreshed
Financial strength, satisfaction, market share and state-guide prices for both GEICO and State Farm.
Next to each other
| GEICO | State Farm | |
|---|---|---|
| US market share rank | 3rd (11.6%) | 1st (18.7%) |
| J.D. Power satisfaction | 7 of 11 regions above average | 9 of 11 regions above average |
| AM Best rating | A++ (Superior) | A+ (Superior) |
| Discounts listed on its site | 6 | 3 |
| Safe-driving app | DriveEasy | Drive Safe & Save |
Source: Insurance Information Institute, Facts + Statistics: Auto insurance (NAIC data via S&P Global Market Intelligence); AM Best press release (news.ambest.com); J.D. Power 2026 U.S. Auto Insurance Study press release.
Which one costs less
In 491 profiles priced by state rate guides for states where both companies sell, GEICO was cheaper 406 of those 491 times.
What you pay may vary, since age, record and car carry different weight for each company.
| State (adult, clean record) | GEICO a year | State Farm a year |
|---|---|---|
| Maryland | $4,028 | $3,574 |
| Oklahoma | $782 | $3,652 |
| South Carolina | $438 | $786 |
| Texas | $520 | $999 |
Source: Maryland Insurance Administration: Auto Insurance: A Comparison Guide to Rates (As of August 2026); Oklahoma Insurance Department: Auto Insurance Rate Comparison (Updated September 2026); South Carolina Department of Insurance: Price Comparison Tool, Sample Auto Rates (SampleRates.aspx?Id=Auto results); HelpInsure.com Auto FAQ (TDI).
Get prices for both
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First written