Liberty Mutual vs GEICO
Numbers refreshed
State-guide prices, market share, satisfaction and financial strength for Liberty Mutual and GEICO.
Shown next to each other
| Liberty Mutual | GEICO | |
|---|---|---|
| US market share rank | 7th (2.8%) | 3rd (11.6%) |
| J.D. Power satisfaction | 1 of 11 regions above average | 7 of 11 regions above average |
| AM Best rating | A (Excellent) | A++ (Superior) |
| Discounts listed on its site | 4 | 6 |
| Safe-driving app | RightTrack | DriveEasy |
Source: Insurance Information Institute, Facts + Statistics: Auto insurance (NAIC data via S&P Global Market Intelligence); AM Best press release (news.ambest.com); J.D. Power 2026 U.S. Auto Insurance Study press release.
Which one costs less
In 63 profiles priced by state rate guides in states where both companies sell, GEICO came out cheaper 39 times out of 63.
The price you get can vary, since each company weighs age, record and car in its own way.
| State (adult, clean record) | Liberty Mutual a year | GEICO a year |
|---|---|---|
| Florida | $2,665 | $3,131 |
| Maryland | $15,550 | $4,028 |
Source: Florida Office of Insurance Regulation: CHOICES Auto Rate Comparison Tool (county rate data /PandC/Data/CountyRates); Maryland Insurance Administration: Auto Insurance: A Comparison Guide to Rates (As of August 2026).
Get prices for both
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First written