Skip to content
Car Insurance Cost Estimator

GEICO vs Progressive

Numbers refreshed

GEICO and Progressive, compared on financial strength, market share, satisfaction and state-guide prices.

Comparing them side by side

GEICO logo
Progressive logo
GEICOProgressive
US market share rank3rd (11.6%)2nd (18.6%)
J.D. Power satisfaction7 of 11 regions above average1 of 11 regions above average
AM Best ratingA++ (Superior)A+ (Superior)
Discounts listed on its site65
Safe-driving appDriveEasySnapshot

Source: Insurance Information Institute, Facts + Statistics: Auto insurance (NAIC data via S&P Global Market Intelligence); AM Best press release (news.ambest.com); J.D. Power 2026 U.S. Auto Insurance Study press release.

Which one costs less

Both companies sell in the states covered here, and state rate guides priced 605 profiles there. GEICO came out cheaper 445 times out of 605.

What you pay may be different, since age, record and car are weighed differently by each company.

State (adult, clean record)GEICO a yearProgressive a year
Florida$3,131$1,796
Maryland$4,028$2,964
North Dakota$1,096$476
Oklahoma$782$2,012
South Carolina$438$814
Texas$520$651

Source: Florida Office of Insurance Regulation: CHOICES Auto Rate Comparison Tool (county rate data /PandC/Data/CountyRates); Maryland Insurance Administration: Auto Insurance: A Comparison Guide to Rates (As of August 2026); North Dakota Insurance & Securities Department: 2026 Auto Insurance Cost Comparison Survey; Oklahoma Insurance Department: Auto Insurance Rate Comparison (Updated September 2026); South Carolina Department of Insurance: Price Comparison Tool, Sample Auto Rates (SampleRates.aspx?Id=Auto results); HelpInsure.com Auto FAQ (TDI).

Two car insurance quotes only compare fairly with the same coverage limits and deductible

Get prices from both

More comparisons

First written