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Car Insurance Cost Estimator

Progressive vs State Farm

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Progressive and State Farm, side by side on financial strength, satisfaction and market share, plus state-guide prices.

Side by side comparison

Progressive logo
State Farm logo
ProgressiveState Farm
US market share rank2nd (18.6%)1st (18.7%)
J.D. Power satisfaction1 of 11 regions above average9 of 11 regions above average
AM Best ratingA+ (Superior)A+ (Superior)
Discounts listed on its site53
Safe-driving appSnapshotDrive Safe & Save

Source: Insurance Information Institute, Facts + Statistics: Auto insurance (NAIC data via S&P Global Market Intelligence); AM Best press release (news.ambest.com); J.D. Power 2026 U.S. Auto Insurance Study press release.

Which costs less

Of the 623 profiles priced using state rate guides where both companies sell, Progressive cost less in 438 cases out of 623.

Age, record and car are weighed differently by each company, so your own price can differ.

State (adult, clean record)Progressive a yearState Farm a year
Colorado$2,680$4,116
District of Columbia$1,404$942
Maryland$2,964$3,574
Oklahoma$2,012$3,652
South Carolina$814$786
Texas$651$999

Source: Colorado Division of Insurance (DORA): Auto Insurance Premiums Report (Ins_Survey_Reports, AUTO); DC DISB: 2024 Auto Premium Comparison 08-15-2024 (Sample Profiles, 6 month policy); Maryland Insurance Administration: Auto Insurance: A Comparison Guide to Rates (As of August 2026); Oklahoma Insurance Department: Auto Insurance Rate Comparison (Updated September 2026); South Carolina Department of Insurance: Price Comparison Tool, Sample Auto Rates (SampleRates.aspx?Id=Auto results); HelpInsure.com Auto FAQ (TDI).

Two car insurance quotes only compare fairly with the same coverage limits and deductible

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