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Car Insurance Cost Estimator

Root Insurance vs GEICO

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Compare Root Insurance and GEICO on market share, satisfaction, financial strength and state rate guide prices.

A side-by-side look

Root Insurance logo
GEICO logo
Root InsuranceGEICO
US market share rankNot published3rd (11.6%)
J.D. Power satisfactionNot published7 of 11 regions above average
AM Best ratingNot publishedA++ (Superior)
Discounts listed on its siteNot published6
Safe-driving appTest drive (app-based driving assessment)DriveEasy

Which one costs less

In 55 profiles priced by state rate guides for states where both sell, GEICO was the cheaper of the two 55 times out of 55.

Your price may be different, because each company weighs age, record and car in its own way.

State (adult, clean record)Root Insurance a yearGEICO a year
Maryland$10,120$4,028

Source: Maryland Insurance Administration: Auto Insurance: A Comparison Guide to Rates (As of August 2026).

Two car insurance quotes only compare fairly with the same coverage limits and deductible

First written