Root Insurance vs GEICO
Numbers refreshed
Compare Root Insurance and GEICO on market share, satisfaction, financial strength and state rate guide prices.
A side-by-side look
| Root Insurance | GEICO | |
|---|---|---|
| US market share rank | Not published | 3rd (11.6%) |
| J.D. Power satisfaction | Not published | 7 of 11 regions above average |
| AM Best rating | Not published | A++ (Superior) |
| Discounts listed on its site | Not published | 6 |
| Safe-driving app | Test drive (app-based driving assessment) | DriveEasy |
Which one costs less
In 55 profiles priced by state rate guides for states where both sell, GEICO was the cheaper of the two 55 times out of 55.
Your price may be different, because each company weighs age, record and car in its own way.
| State (adult, clean record) | Root Insurance a year | GEICO a year |
|---|---|---|
| Maryland | $10,120 | $4,028 |
Source: Maryland Insurance Administration: Auto Insurance: A Comparison Guide to Rates (As of August 2026).

Get a price from each
More comparisons
- GEICO vs Progressive
- Progressive vs State Farm
- GEICO vs State Farm
- Allstate vs Progressive
- Allstate vs GEICO
- USAA vs State Farm
- Farmers Insurance vs State Farm
- Liberty Mutual vs GEICO
- USAA vs GEICO
- Travelers vs Progressive
- American Family Insurance vs State Farm
- Nationwide vs Progressive
- Erie Insurance vs State Farm
- Lemonade vs GEICO
First written